Car Warranties

Tips on How to Buy a Car Warranty

Car tax, car insurance and car warranties – what do these three things have in common?  Well, if you will look into your financial obligations for your car, you will definitely notice that these three have costs that you need to pay.  You will not be able to avail of the conveniences of one unless you have paid for your own obligations.  In this regard, you might as well want to focus your attention on car warranties.

Car warranties are essential investments attached to your vehicles.  You never know what may go wrong as you drive your car on the road.  If you want to avoid huge costs pertaining to your basic car water pumps to the more complicated car engines, then car warranties are good things to invest on.  Learning that a warranty works just like your car insurance policies, you will certainly be satisfied that you opt to have this particular policy in your car purchase.  In this regard, learn how to purchase car warranties.

Buying car warranties

Buying car warranties require you to learn about the coverage included in the package.  Basically, a good one includes coverage for mechanical components like ignition and fuel systems, engine, cooling and electrical systems, clutch, gearbox, transmission systems, brakes, steering and suspensions.  If you want that all these things are covered in the policy, make sure you take note of the following rules whilst purchasing car warranties:

  1. Buy from a direct company.  Rather than buy from people who approach you with the car warranties that they offer, it is better to buy from a company whose main business is to cater to warranties.  There are several online websites that offer such type of service.  Since these people deal with car warranties on a daily basis, you know that they do specialize on such field.  You will certainly be happy to learn that you will save money via these endeavors.
  2. See to it that you have a choice.  If you happen to search for right venues offering car warranties, make sure that your choice is not limited to only one policy.  The company must be flexible enough to offer you a list of things that you will enjoy as a consumer.  Choose between manufacturer and personal car warranties.  Whilst the former is said to be more comprehensive than the latter, personal warranties are very good options to consider too.  If you happen to import your cars, Europe allows you a manufacturer warranty for the first year that you use the car in the continent.
  3. Make sure that validity of car warranties is explained to you.  Valid car warranties are given only if the service provider – those who repaired your car – is accredited by the manufacturer.  A manufacturer s schedule should also be complied by the auto repair shop.  The terms linked to car warranties should also be met and the car should be serviced within a time frame set by the manufacturer. 
  4. Check on how repairs and servicing will be conducted.  Since the most common issues attached to the claims on car warranties are repairs and services, you should know how you will comply with what is set by the policy issuer.  The company should allow you to choose where you want your car serviced or repaired.  If you are buying car warranties for a new car, you are advised to have it repaired with the main dealer otherwise, you may take the car to another garage.
  5. Check if extra benefits are attached with your car warranties.  Try to check with the service provider if benefits such as car hire, emergency travels and hotel accommodations are included in the package.  Roadside assistance, vehicle collection and accident recovery should also be given to you when the need arises.  If service providers will offer you such benefits in car warranties, then you have an ideal choice.
  6. See if the car warranties are transferable.  Whilst not all warranties are transferable, you may ask your service provider if they will be able to prepare such options for you.  Be prepared to pay an amount ranging from as low as £25 to £50 though.  These are categorized under policy and administration charges for transfer of your car warranties.
  7. Read the contract.  Even if you have checked on the above six tips if you will not read the contract for your car warranties, then everything else will be useless.  It pays to check intently on what is written on the contract than rely upon what you have discussed with the provider during the consultation period.  Car warranties require some amount of investment thus you must check all details to the "t".

Car Warranty Service Providers

Once you have included these items in your checklist for choosing a service provider for car warranties, everything else will work for your favour.  Never hesitate to extend your research and ask the opinions of others who once sailed the same boat as you do now.  Complying with the guide for car warranties may be too tedious at times but it will do you good in the long run.